Contact Us

Your questions and concerns are important to us. We are available by phone, email, online or in a branch.

  •      By Telephone

  • Main Bank: 606-785-3158
  • W.R. Smith Branch Bank: 606-785-4104
  • Online Banking Customer Service: 606-785-3158
  • Lost or Stolen VISA Check Card: 800-264-4274
  • Report Fraud: 606-785-3158
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  •      By Fax

  • Main Bank: 606-785-3162
  • W.R. Smith Branch Bank: 606-785-4522

  •      By Email

  • If you are an online banking customer and have account specific questions, please log in to Online Banking and select the “Messages” tab. Follow the on-screen instructions to send and receive secure messages with us.
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  • Yes, I am a current Online Banking customer - I would like to log in to securely ask a question about my accounts.
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  • No, I am not an Online Banking customer - I have general inquiries that are not related to an account.

  • Main Bank

  • 39 W Main Street
  • PO Box 786
  • Hindman, KY 41822
  • Telephone: 606-785-3158
  • Fax: 606-785-3162
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  • Lobby Hours

  • 8:00 a.m. - 3:00 p.m. Monday - Thursday
  • 8:00 a.m. - 5:30 p.m. Fri
  • Saturdays - W.R. Smith Branch Only

  • W.R. Smith Branch

  • Reta Howard - Branch Manager
  • 55 Holly Hills Villa Rd
  • PO Box 135
  • Mallie, KY 41836
  • Telephone: 606-785-4104
  • Fax: 606-785-4522
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  • Lobby and Drive-Through Hours

  • 8:00 a.m. - 3:00 p.m. Monday - Thursday
  • 8:00 a.m. - 5:30 p.m. Friday
  • 8:00 a.m. - 12:00 p.m. Saturday