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Standard CD Interest Rates

Standard CD Term Current APY* Current Interest Rate*
3 Months 0.25% 0.25%
6 Months 0.35% 0.35%
1 Year 0.70% 0.70%
2 Years 1.06% 1.05%
3 Years 1.41% 1.40%
4 Years 1.66% 1.65%
5 Years 2.02% 2.00%
* All interest rates and annual percentage yields (APY) indicated are accurate for only and are subject to change without notice.

Jumbo CD Interest Rates

Jumbo CD Term Current APY* Current Interest Rate*
1 Month 0.25% 0.25%
3 Months 0.25% 0.25%
6 Months 0.35% 0.35%
1 Year 0.70% 0.70%
2 Years 1.06% 1.05%
3 Years 1.41% 1.40%
4 Years 1.66% 1.65%
5 Years 2.02% 2.00%
* All interest rates and annual percentage yields (APY) indicated are accurate for only and are subject to change without notice.

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Main Office

    • 1362 Hindman Bypass
    • PO Box 786
    • Hindman, KY 41822
    • Telephone: 606-785-3158
    • Fax: 606-785-3162
  • Lobby Hours

    • 8:00 a.m. - 3:00 p.m. Monday - Thursday
    • 8:00 a.m. - 5:30 p.m. Fri
    • 8:00 a.m. - 12:00 p.m. Saturday (Drive Through Only)

W.R. Smith Branch

    • 55 Holly Hills Villa Rd
    • Mallie, KY 41836
    • Telephone: 606-785-4104
    • Fax: 606-785-4522
  • Lobby and Drive-Through Hours

    • 8:00 a.m. - 3:00 p.m. Monday - Thursday
    • 8:00 a.m. - 5:30 p.m. Friday
    • 8:00 a.m. - 12:00 p.m. Saturday