The Bank of Hindman offers competitive rates and great personal service. Whether you are buying a new home or refinancing, we offer a variety of mortgage banking products plus online planners and tools to help you get answers to your mortgage and home buying questions. As an experienced mortgage lender, we can help you choose a mortgage option that suits your needs and show you how much your mortgage payments will be.

Account Details
  • Competitive interest rates and low monthly payments
How To Apply

Let a Bank of Hindman loan advisor help find the right home loan solution for you.

Manage Your Account Online
  • View your current loan balance
  • Monitor transaction history for the life of your loan
  • Make your payments with free¬†Online Bill Pay

Fixed Rate Mortgages

A fixed rate mortgage loan provides you with the security of a monthly principal and interest payment that never increases because the interest rate never changes during the term of the loan. The only change could be an increase or decrease in the amounts the lender collects for mortgage insurance, real estate taxes or property insurance (escrow payments).

Conventional Balloons

If you plan to live in your home for three to seven years and want the benefits of a fixed monthly payment, the Balloon Loan may be a good option.

The interest rates are lower than long term fixed programs and are very advantageous for borrowers who are likely to move within the balloon term. The lower mortgage rates and payments maximize purchasing power. Equity builds slower than with shorter amortization products and balloons usually require a larger down payment.

Construction Loans

Bank of Hindman keeps financing simple by offering construction loans that offer great flexibility during your building process. Draw funds as needed during your construction project, then upon completion the construction loan can be converted into one of our many loan options.


Obtain additional cash out of your primary home or take advantage of mortgage rate reduction. Loan-to-value ratios vary.

Alternative Financing

For customers with unique needs, such as self employment or credit that is less than perfect, we offer a variety of mortgage options and banking services, along with personal service from a knowledgeable team.