Dormant Account Fee
- This fee is charged each month and only if the balance is less than $100.00.
- An account is considered dormant when no deposits or withdrawals have been made for a certain length of time. (See below for details).
- All checking accounts - 6 months with no activity
- Passbook Savings Accounts - 36 months with no activity
- Freedom Savings Accounts - 12 months with no activity
|
$2.00 |
Minimum Balance Monthly Service Charge (Regular Checking and Business Checking Accounts Only)
- This fee is charged each month and only if the balance is less than $200.00 at any point during a statement cycle.
- There is no monthly service charge or minimum balance for Student Checking Accounts.
|
$3.00 |
Minimum Balance Monthly Service Charge (NOW Checking Accounts and Money Market Accounts Only)
- This fee is charged each month and only if the balance is less than $1000.00 at any point during a statement cycle.
|
$6.00 |
Overdraft
- The transaction types for which an overdraft fee may be imposed include the following: check, in-person withdrawal, ACH, recurring Visa purchase, and other electronic items.
|
$30.00 per Debit or Check Paid |
| Non-Sufficient Funds (NSF) Returned Item Fee |
$30.00 |
| Research and Checkbook Reconciliation |
$20.00 per hour (Minimum 15 minutes) |
| Copies of Bank Statements |
$5.00 |
| Copies of Checks |
$5.00 |
| Stop Payments (All Items) |
$10.00 |
| Domestic Wire Transfers (Outgoing) |
$20.00 |
| Domestic Wire Transfers (Incoming) |
$15.00 |
| Replace Lost Savings Book |
$5.00 |
| Check Printing |
Fee depends on style of check |
| Deposited Checks/Items Returned Unpaid (Business Accounts Only) |
$10.00 |
| ATM Cash Withdrawal (non-customers only) |
$3.00 |
| Balance Inquiry at ATM's (non-customers only) |
$3.00 |
| Cashier's Checks (non-customers only) |
$5.00 |
| Rolling Loose Change (non-customers only) |
5% of Total |
